AVS Codes

An issuing bank uses the AVS code to confirm that your customer is providing the correct billing address. If the customer provides incorrect information, the transaction might be fraudulent. The international and U.S. domestic Address Verification Service (AVS) codes are the Visa standard AVS codes, except for codes 1 and 2, which are CyberSource AVS codes. The standard AVS return codes for other types of payment cards (including American Express cards) are mapped to the Visa standard codes. You receive the code in the auth_avs_code reply field. See Reply Fields.

 

When you populate billing street address 1 and billing street address 2, CyberSource through VisaNet concatenates the two values. If the concatenated value exceeds 40 characters, CyberSource through VisaNet truncates the value at 40 characters before sending it to Visa and the issuing bank. Truncating this value affects AVS results and therefore might also affect risk decisions and chargebacks.

 

International AVS Codes

These codes are returned only for Visa cards issued outside the U.S.

Table 10

International AVS Codes

Code	Response	Description
B	Partial match	Street address matches, but postal code is not verified.
C	No match	Street address and postal code do not match.
D & M	Match	Street address and postal code match.
I	No match	Address not verified.
P	Partial match	Postal code matches, but street address not verified.

U.S. Domestic AVS Codes

Table 11

Domestic AVS Codes

Code	Response	Description
A	Partial match	Street address matches, but five-digit and nine-digit postal codes do not match.
B	Partial match	Street address matches, but postal code is not verified.
C	No match	Street address and postal code do not match.
D & M	Match	Street address and postal code match.
E	Invalid	AVS data is invalid or AVS is not allowed for this card type.
F	Partial match	Card member’s name does not match, but billing postal code matches. Returned only for the American Express card type.
G		Not supported.
H	Partial match	Card member’s name does not match, but street address and postal code match. Returned only for the American Express card type.
I	No match	Address not verified.
J	Match	Card member’s name, billing address, and postal code match. Shipping information verified and chargeback protection guaranteed through the Fraud Protection Program. Returned only if you are signed up to use AAV+ with the American Express Phoenix processor.
K	Partial match	Card member’s name matches, but billing address and billing postal code do not match. Returned only for the American Express card type.
L	Partial match	Card member’s name and billing postal code match, but billing address does not match. Returned only for the American Express card type.
M	Match	Street address and postal code match.
N	No match	One of the following: ■ Street address and postal code do not match. ■ Card member’s name, street address, and postal code do not match. Returned only for the American Express card type.
O	Partial match	Card member’s name and billing address match, but billing postal code does not match. Returned only for the American Express card type.
P	Partial match	Postal code matches, but street address is not verified.
Q	Match	Card member’s name, billing address, and postal code match. Shipping information verified but chargeback protection not guaranteed (Standard program). Returned only if you are registered to use AAV+ with the American Express Phoenix processor.
R	System unavailable	System unavailable.
S	Not supported	U.S.-issuing bank does not support AVS.
T	Partial match	Card member’s name does not match, but street address matches. Returned only for the American Express card type.
U	System unavailable	Address information unavailable for one of these reasons: ■ The U.S. bank does not support non-U.S. AVS. ■ The AVS in a U.S. bank is not functioning properly.
V	Match	Card member’s name, billing address, and billing postal code match. Returned only for the American Express card type.
W	Partial match	Street address does not match, but nine-digit postal code matches.
X	Match	Street address and nine-digit postal code match.
Y	Match	Street address and five-digit postal code match.
Z	Partial match	Street address does not match, but 5-digit postal code matches.
1	Not supported	AVS is not supported for this processor or card type.
2	Unrecognized	The processor returned an unrecognized value for the AVS response.
3	Match	Address is confirmed. Returned only for PayPal Express Checkout.
4	No match	Address is not confirmed. Returned only for PayPal Express Checkout.