AVS Codes
When you request a credit card authorization, the customer’s issuing bank may use the Address Verification Service (AVS) to confirm that your customer has provided the correct billing address. If the customer provides incorrect information, the transaction might be fraudulent.
AVS is requested for the following payment processors and card types:
Table 6
Supported Processors and Card Types for AVS
Payment Processors
Credit Card Types
Concord EFS
Visa, MasterCard, American Express, Discover, Diners Club
First Data Merchant Services - Nashville
Visa, MasterCard, American Express, Discover
First Data Merchant Services - South
Visa, MasterCard, American Express, Discover, Diners Club
Chase Paymentech Solutions
■
Visa (billing country must be U.S., Canada, or Great Britain)
■
American Express (billing country must be U.S. or Canada)
■
MasterCard, Discover, Diners Club (billing country must be U.S.)
TSYS Acquiring Solutions (Vital) Processing Services
Visa, MasterCard, American Express, Diners Club (billing country must be U.S.)
The next table describes each AVS code. Use this table to see the complete description of the AVS codes that you receive in the reply or in the search details page of the Business Center.
Table 7
Address Verification Service Codes
Code
Summary
Description
A
Partial match
Street address matches, but 5- and 9-digit postal codes do not match.
B
Partial match
Street address matches, but postal code not verified. Returned only for Visa cards not issued in the U.S.
C
No match
Street address and postal code do not match. Returned only for Visa cards not issued in the U.S.
D
Match
Street address and postal code match. Returned only for Visa cards not issued in the U.S.
E
Invalid
AVS data is invalid or AVS is not allowed for this card type.
F
Partial match
Card member’s name does not match, but postal code matches. Returned only for the American Express card type.
G
Not supported
Issuing bank outside the U.S. does not support AVS.
H
Partial match
Card member’s name does not match. Street address and postal code match. Returned only for the American Express card type.
I
No match
Address not verified. Returned only for Visa cards not issued in the U.S.
K
Partial match
Card member’s name matches but billing address and billing postal code do not match. Returned only for the American Express card type.
L
Partial match
Card member’s name and billing postal code match, but billing address does not match. Returned only for the American Express card type.
N
No match
Street address and postal code do not match.
or
Card member’s name, street address and postal code do not match. Returned only for the American Express card type.
O
Partial match
Card member’s name and billing address match, but billing postal code does not match. Returned only for the American Express card type.
P
Partial match
Postal code matches, but street address not verified. Returned only for Visa cards not issued in the U.S.
R
System unavailable
System unavailable.
S
Not supported
Issuing bank in the U.S. does not support AVS.
T
Partial match
Card member’s name does not match, but street address matches. Returned only for the American Express card type.
U
Not supported
Issuing bank in the U.S. does not support AVS.
V
Partial match
Card member’s name, billing address, and billing postal code match. Returned only for the American Express card type.
W
Partial match
Street address does not match, but 9-digit postal code matches.
X
Match
Exact match. Street address and 9-digit postal code match.
Y
Match
Exact match. Street address and 5-digit postal code match.
Z
Partial Match
Street address does not match, but 5-digit postal code matches.
1
Not supported
CyberSource AVS code. AVS is not supported for this processor or card type.
2
Invalid
CyberSource AVS code. The processor returned an unrecognized value for the AVS response.